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How to be effective at work?成為效率超人：怎樣讓工作高效起來(lái) You've heard plenty of advice on how to do more in less time, for example, you should wake up early to become more productive, or you shouldn’t check your email first thing in the morning. Here are some useful tips to improve your productivity. They may very well change the way you work! 你已經(jīng)聽過(guò)大量的關(guān)于怎樣工作才能事半功倍的建議了，比如為了提高效率你應(yīng)該早起，或者你不該在早上頭一件事就檢查電子郵件。以下有一些實(shí)用的建議能夠幫助你提高工作效率。這幾招很可能會(huì)改變你一貫的工作方式！ 1.Use a Post-It Wisely 巧用便簽 "Use a post-it note to record the 3 most important things I can do on that particular day. The post-it note is beneficial because it has a size constraint." “使用便簽記下具體哪天要做的最重要的3件事情。小巧的便簽是非常好用的。” 2.List Your Tasks on a Whiteboard 工作任務(wù)列白板上 "Use a whiteboard to list all of the tasks that are mine to accomplish. After . . . delegating out tasks, I put mine on a white board. Usually this is 10-15 tasks." “在白板上列出所有我要完成的工作任務(wù)。完成一項(xiàng)刪除一項(xiàng)，我自己就是這么做的，我把我的工作任務(wù)列在白板上，通常列出10-15項(xiàng)工作任務(wù)。” 3.Prioritize, Prioritize, Prioritize 重要的工作先做 "Prioritize the most important task you need to get done (often the one you are putting off). It is critical to set objectives before working." “最重要的工作要先完成（有的人通常習(xí)慣把重要的工作推遲后做）。在開始投入工作之前，要設(shè)定好目標(biāo)這一點(diǎn)非常重要。” 4.Like a Boss 像老板一樣指派任務(wù) "Delegate (LIKE A BOSS). When you enjoy what you do you will find yourself being much more productive. If you really suck at doing something, chances are there is someone out there that can probably do it for less than $5 per hr. Check out Fiverr.com, Elance.com, ODesk.com etc." “像老板一樣指派任務(wù)。當(dāng)你對(duì)自己所做的工作感覺很享受的時(shí)候，你就會(huì)發(fā)現(xiàn)自己的工作效率非常之高。如果你真的不想自己做，那么把機(jī)會(huì)讓給別人，有人可能會(huì)愿意以不到5美元/小時(shí)的高效率出色完成，你可以在Fiverr.com、Elance.com、ODesk.com等網(wǎng)站上找人來(lái)做。” 5.Silence Is Golden 沉默是金 "Set iPhone in Do Not Disturb Mode. New feature in iOS 6 that turns off vibrate and all sounds." “把iPhone手機(jī)設(shè)置為不打擾模式。新版本的iOS 6系統(tǒng)能關(guān)掉振動(dòng)和所有聲音。” 6.Bunch Up Your Emails 處理郵件 "Batch Your Email (When people are unlikely to respond right away). Email is one of the biggest time wasters. Stay away unless it is absolutely critical to your previously set objectives. Remember that the more emails you send throughout the day, the more you receive. It's a vicious cycle." “分批處理郵件（把不可能立即回復(fù)的郵件進(jìn)行分批處理）。郵件是最浪費(fèi)時(shí)間的工作之一，重要的郵件除外，其它的郵件做分批處理。記住：你發(fā)送出去的郵件越多，收到的郵件就越多，收發(fā)郵件屬于惡性循環(huán)。” "I batch emails at night or early in the morning when people are less likely to respond right away. It is amazing how fast you can blow through a few hundred emails when you are not replying to instant responses and can move on to other tasks." “對(duì)于不大可能立即回復(fù)的郵件進(jìn)行分批處理。對(duì)于數(shù)百封并不立即回復(fù)的郵件，你瀏覽郵件的速度越快，你開始下一項(xiàng)工作的速度就越快。” 7.Obviously a Smartphone Email 手機(jī)郵件，一目了然 "Add 'sent from my iPhone' to all email accounts signatures. This way people don't get upset with you for keeping your emails brief and getting right to the point." “我用iPhone手機(jī)發(fā)送的所有郵件都添加簽名。你的郵件內(nèi)容一定要簡(jiǎn)潔明了直奔主題，這樣人們才不會(huì)對(duì)你的郵件感到厭煩沒耐心讀完。” 8.Give Yourself a Break 放空自己，休息一下 "Take a break when you are not being productive anymore. For me I have a really short attention span, and I notice a significant fall off in productivity after about an hour or so of work. Take a break. Go for a walk, do something else, etc . . . then get back to work!" “工作效率不高的時(shí)候就選擇休息一下。我自己的注意力集中時(shí)間真的有些短，工作一小時(shí)后，工作效率就低了。休息一下，出去散散步，去做做別的事兒，然后，再回來(lái)繼續(xù)工作！” 9.Listen to Music 聆聽音樂 "Not all music is the same when it comes to being productive. Try out different genres of music and see what works for you. 提高工作效率的音樂并不全是一樣的。嘗試聽一下各種類型、各種風(fēng)格、各種流派的音樂，這樣你才能找到適合你用來(lái)提高工作效率的音樂。
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Less expensive way of travelling to work in London 倫敦人欲打飛的上班 住外國(guó)更便宜 Rent in London is so high that one young professional has worked out it would be cheaper live in Barcelona and fly to work. 倫敦房?jī)r(jià)太貴了，年輕的上班族發(fā)現(xiàn)與其住在倫敦，不如搬到西班牙巴塞羅那去，然后每天“打飛的”去倫敦上班來(lái)得更劃算。 Social Media manager Sam Cookney, 30, wanted a less expensive way of travelling to his office near Liverpool Street station. 今年30歲的薩姆-庫(kù)克尼是一家社交媒體的經(jīng)理，他想了一個(gè)更省錢的通勤計(jì)劃。 What he found was an unlikely solution: it would be more cost effective to relocate to the sun-kissed coast of north east Spain, more than 700 miles away. 他的計(jì)劃看上去有點(diǎn)瘋狂：因?yàn)樗l(fā)現(xiàn)住在陽(yáng)光明媚的西班牙巴塞羅那比住在倫敦更劃算，即使巴塞羅那距離倫敦有700英里之遙。 Mr Cookney said that a combination of cheap rent, travel and the lack of council tax charges in the Spanish city would more than undercut the high prices of travel cards living costs in the English capital. 庫(kù)克尼表示，綜合來(lái)算，西班牙便宜的房租、通勤費(fèi)用，節(jié)省下來(lái)的各種稅費(fèi)，要遠(yuǎn)比住在高消費(fèi)的倫敦要?jiǎng)澦恪?br /> He arrived at the extraordinary solution by doing sums based on property and travel websites. 庫(kù)克尼根據(jù)網(wǎng)上提供的住房和差旅費(fèi)用算了一筆賬。 Cost of living - Monthly comparison 每月花費(fèi)對(duì)比 LONDON: 倫敦： One bed flat, West Hampstead - ￡1, 505 一居室，西漢普斯特，1505磅 Council tax - ￡75 稅費(fèi)，75磅 Zone 1-2 travel card - ￡116.60 通勤費(fèi)，116.6磅 TOTAL: ￡1, 697 per month. 合計(jì)：1697磅（約合人民幣16491元） BARCELONA: 巴塞羅那： Three bed flat, Les Corts, ￡580 三居室，Les Corts地區(qū)，580磅 Council tax - ￡0 稅費(fèi)，0 Ryanair flight, metro - ￡778 飛機(jī)費(fèi)、地鐵費(fèi)，778磅 TOTAL: ￡1, 358 per month 合計(jì)：1358磅（約合人民幣13226元） That’s ￡339 less than the cost of living in London and commuting from Zone 2. 比較下來(lái)，住在西班牙每天打飛的比住在倫敦通勤還要節(jié)省339磅（約合人民幣3391元）。 Add that to the fact that he could live in a sunny city by the sea, and Mr Cookney said his findings were 'beyond crazy'. 省錢不算外，巴塞羅那還是一個(gè)面朝大海、陽(yáng)光明媚的城市。庫(kù)克尼只能感嘆“太扯了”。 'It's just beyond crazy, and completely unsustainable'. “這太扯了，完全不具有可持續(xù)性。” undercut ['ʌndəkʌt] video vt. 廉價(jià)出售；較便宜的工資工作；從下邊削球vi. 底切n. 底切；牛腰部下側(cè)嫩肉；砍口；切球 unsustainable [,ʌnsə'steinəbl] video adj. 無(wú)法支撐的；不可證實(shí)的；不能成立的 |
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When Buffett Was Crazy and We Were Scared 不聽巴菲特之言 錯(cuò)失投資好時(shí)機(jī) Just over five years ago, global financial institutions appeared on the verge of collapse and stocks were sinking, Warren Buffett wrote an op-ed in The New York Times that seemed, at that time, out of touch with the pulse of the market. He encouraged investors to buy. 就在五年前，全球金融機(jī)構(gòu)似乎處于崩潰邊緣，股市一落千丈，巴菲特(Warren Buffett)在《紐約時(shí)報(bào)》撰寫了一篇當(dāng)時(shí)似乎與市場(chǎng)脈動(dòng)脫節(jié)的評(píng)論文章。他鼓勵(lì)投資者買進(jìn)。 Buy? Mr. Buffett, then 78, appeared to finally have succumbed to a senior moment. 買進(jìn)？當(dāng)時(shí)78歲的巴菲特似乎終于老糊涂了。 Of course, it was great advice. 當(dāng)然，現(xiàn)在看來(lái)那是個(gè)絕佳的建議。 Unfortunately, not enough of us followed it. 遺憾的是，遵循這條建議的人不夠多。 'The financial world is a mess, both in the United States and abroad, ' Mr. Buffett wrote. 'Its problems, moreover, have been leaking into the general economy, and the leaks are now turning into a gusher. In the near term, unemployment will rise, business activity will falter and headlines will continue to be scary.' 巴菲特當(dāng)時(shí)寫道，金融世界一片混亂，美國(guó)和海外都是如此。此外，金融行業(yè)的問(wèn)題已經(jīng)滲透到整體經(jīng)濟(jì)中，而且現(xiàn)在正由滲漏演變成井噴。近期內(nèi)，失業(yè)率將會(huì)升高，商業(yè)活動(dòng)將會(huì)衰退，媒體頭條會(huì)繼續(xù)令人驚慌。 But, he added, he was buying stocks for his personal account. 但他補(bǔ)充說(shuō)，他在為自己的個(gè)人賬戶買進(jìn)股票。 'A simple rule dictates my buying: Be fearful when others are greedy, and be greedy when others are fearful, ' Mr. Buffett wrote. 'And most certainly, fear is now widespread, gripping even seasoned investors.' 巴菲特寫道，我買進(jìn)只是根據(jù)一個(gè)簡(jiǎn)單的原則：在他人貪婪時(shí)恐懼，而在他人恐懼時(shí)貪婪。毫無(wú)疑問(wèn)，如今恐懼情緒遍地都是，就連老練的投資者也未能幸免。 We all know what has transpired since. The Dow Jones Industrial Average has nearly doubled. It is up 88% and closed Tuesday at a record high of 15680. The S&P 500 Index has performed even better. It's up 97% to above 1770. 我們都知道在那之后發(fā)生的事情。道瓊斯指數(shù)接近翻番。該指數(shù)上漲了88%，周二收于15,680點(diǎn)的紀(jì)錄高位。標(biāo)普500指數(shù)的表現(xiàn)更好，上漲97%，超過(guò)了1,770點(diǎn)。 Mr. Buffett was not only right - and right in a big way - about the buying opportunity. He was right about the fear. Most of us stayed fearful for too long. 巴菲特說(shuō)中的不只是買進(jìn)機(jī)會(huì)（他說(shuō)得太對(duì)了）。他還說(shuō)中了人們的恐懼。我們大多數(shù)人恐懼的時(shí)間都太長(zhǎng)了。 After pouring an average of $404 billion annually into mutual funds through 2008, investors pulled $150 billion out in 2009, according to the Investment Company Institute. 美國(guó)投資公司學(xué)會(huì)(Investment Company Institute)的數(shù)據(jù)顯示，投資者2008年全年平均向共同基金投入了4,040億美元，2009年撤出了1,500億美元。 Since Mr. Buffett told investors to buy, investors have pulled $309 billion from total equity funds and a whopping $448 billion from domestic equity funds, according to ICI. 投資公司學(xué)會(huì)數(shù)據(jù)顯示，在巴菲特告訴投資者買進(jìn)之后，投資者已經(jīng)從全部股票型基金中撤出3,090億美元，從美國(guó)本土股票基金中撤出4,480億美元之多。 But what's alarming is the fear has persisted. 但令人擔(dān)憂的是，這種恐懼一直持續(xù)。 A survey released this week by asset manager BlackRock Inc. found that most Americans still are skittish when it comes to investing in anything. They keep 48% of their investible assets in cash, just 18% in stocks and 7% in bonds. 資產(chǎn)管理公司貝萊德(BlackRock Inc.)本周發(fā)布的一項(xiàng)調(diào)查顯示，大多數(shù)美國(guó)人在投資方面仍然擔(dān)驚受怕。他們將48%的可投資資產(chǎn)留作現(xiàn)金，只有18%投入股票，7%投入債券。 Now, there's a feeling among investors that they've missed out. Thirty-six percent of respondents said they wished they had invested for retirement sooner. 現(xiàn)在，投資者覺得他們錯(cuò)過(guò)了好時(shí)機(jī)。36%的受訪者說(shuō)，他們覺得自己要是早些為退休投資就好了。 Investors have come back this year, as the year-long rally suggests, but they've come back after most of the gains were made. 今年持續(xù)整年的漲勢(shì)表明，投資者已經(jīng)回歸，但在這之前，他們已經(jīng)錯(cuò)過(guò)了大部分的漲勢(shì)。 Investors so far this year have added $106 billion to equity funds, but it has hardly made up for the selling of the last three years. From August 2010 to August 2013, investors have pulled $195 billion from equity funds, according to ICI -- and that includes recent buying. 今年迄今，投資者向股票基金新投入了1,060億美元，但還沒有補(bǔ)足過(guò)去三年拋售的規(guī)模。投資公司學(xué)會(huì)的數(shù)據(jù)顯示，從2010年8月至2013年8月，投資者從股票基金撤出了1,950億美元——這還包括了最近的買入。 There's really only one conclusion to draw from this. Despite Mr. Buffett's reputation as an 'oracle' of investing, we don't listen. 我們從中只能得出一個(gè)結(jié)論。盡管巴菲特有投資“先知”之名，但我們并不聽從他的意見。 To be fair, there was plenty of evidence to ignore him. Less than six months after his advice was published, the S&P 500 fell another 24%. The Dow Jones Industrial Average sank 20%. 公平地說(shuō)，確實(shí)有很多跡象足以讓我們忽視他的說(shuō)法。在他的建議公布之后不到六個(gè)月的時(shí)間里，標(biāo)普500指數(shù)再跌24%。道瓊斯指數(shù)下跌20%。 Even after the rally started slowly and surely thereafter, a series of events made stock investing appear dicey. 即使之后開始緩慢并且確定無(wú)疑的反彈，也還是有一系列的事件令投資股市顯得極具風(fēng)險(xiǎn)。 There was the Greek and European debt crisis. French, Cypriot and Italian bank crises. Falling home prices. The 'flash crash' in May 2010. The federal government budget 'sequestration.' There have been multiple stand-offs in Washington over the debt ceiling and, most recently, a government shutdown that put a kink in the recovery. 先后發(fā)生的事情有：希臘和歐洲債務(wù)危機(jī)；法國(guó)、塞浦路斯和意大利的銀行業(yè)危機(jī)；房?jī)r(jià)下跌；2012年5月的“閃電崩盤”；美國(guó)聯(lián)邦政府預(yù)算停頓；華盛頓就債務(wù)上限問(wèn)題出現(xiàn)多次對(duì)峙；最近的一次是美國(guó)政府關(guān)門影響了復(fù)蘇。 Yet none of these troubles really sank the broader market for an extended period of time. Volume was light in the markets, but what little action that was happening was predominantly buying. 然而，上述麻煩都沒有真正地令整體市場(chǎng)長(zhǎng)時(shí)間下挫。雖然市場(chǎng)交投清淡，但占主導(dǎo)的交易是買進(jìn)。 For those few who heeded Mr. Buffett's advice, it has been a very good five years. 對(duì)于那些接受了巴菲特建議的人來(lái)說(shuō)，過(guò)去的五年是非常美妙的五年。 For the rest of us, we were fearful when we should have been greedy. 而對(duì)其他人來(lái)說(shuō)，我們?cè)趹?yīng)當(dāng)貪婪的時(shí)候卻恐懼了。 budget ['bʌdʒit] video n. 預(yù)算，預(yù)算費(fèi)vt. 安排，預(yù)定；把…編入預(yù)算vi. 編預(yù)算，做預(yù)算adj. 廉價(jià)的 investor [in'vestə] video n. 投資者 retirement [ri'taiəmənt] video n. 退休，退役 reputation [,repju'teiʃən] video n. 名聲，名譽(yù)；聲望 rally ['ræli] video vi. 團(tuán)結(jié)；重整；恢復(fù)；（網(wǎng)球等）連續(xù)對(duì)打vt. 團(tuán)結(jié)；集合；恢復(fù)健康、力量等n. 集會(huì)；回復(fù)；公路賽車會(huì) kink [kiŋk] video n. 扭結(jié)；奇想；蜷縮vi. 扭結(jié)vt. 使扭結(jié) equity ['ekwəti] video n. 公平，公正；衡平法；普通股；抵押資產(chǎn)的凈值 ceil [si:l] video vt. 裝天花板；裝船內(nèi)格子板 persist [pə'sist, -'zist] video vi. 存留，堅(jiān)持；持續(xù)，固執(zhí)vt. 堅(jiān)持說(shuō)，反復(fù)說(shuō) grip [ɡrip] video n. 緊握；柄；支配；握拍方式；拍柄繃帶；vt. 緊握；夾緊；vi. 抓住 |
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